IBPS PO is one of the most competitive exams in India for Bank PO job. Every year around 10 Lakh eligible candidates fill the online application form and huge number of aspirants appears in the exam. Institute of Banking Personnel Selection holds the IBPS PO Bank Exam to select Probationary Officers in Public Sector banks. IBPS offers recruitment services to all Public-Sector Banks, SBI, Associate Banks of SBI, RBI, NABARD, SIDBI, LIC & Insurance companies and regular member Banks of the IBPS society. The candidates selected after the final interview process get the opportunity to work in their choice of Bank as a Probationary Officer

  •  After selection as Probationary Officer, candidates are placed in Junior Management Grade Scale-I.
  •  They need to undergo a probation period of 1 year.
  •  During this probation period, candidates undergo various training in order to learn practical aspects of banking.
  • The role of a PO is a multitasking job, it includes customer service, Supervision of Clerical work, loan processing etc
  • After the end of the probationary period, candidates are posted as Assistant Managers in the bank branch. Next step of the promotion places them in Middle Management Grade Scale and one can even rise to the level of Chairman and Managing Director. Below is the career growth of IBPS PO :
                        – PO
                        – Manager
                        – Senior Manager
                        – Chief Manager
                        – Assistant General Manager
                        – Deputy General Manager
                        – General Manager
                        – Executive Director
                        – Chairman and Managing Director
  • Bank POs have a fixed salary (basic pay), which ranges from 11,765 to 42,020, and a certain number of perks and allowances they’re entitled to. The salary structure of a bank PO is something like this:
                    – Basic pay for IBPS PO is Rs. 23700/-.
                    – Apart from this, Probationers are also entitled to various perks including Annual increment, Dearness Allowance,
                       City Compensatory Allowance, House Rent Allowance etc.
  •  Below is the Wage revision for bank employees under the 11th bipartite settlement:    
    Increment (Percentage) %Basic PayGross Salary
  • Dearness Allowance (DA)                                   : 39.4% of basic pay
  • HRA (House Rent Allowance)                           : 7-9% of basic pay
  • Metro cities                                                              : 8.50% of basic pay
  • Cities with population more than 5 lakhs : 7:5% of basic pay
  • Other cities                                                               : 6.5% of basic pay
  • Special Allowance                                                 : 7.5%
  • Medical Allowance                                                : Fixed at Rs. 20,000 and is paid annually.
Participating Banks
Allahabad BankCanara BankIndian Overseas Bank
Andhra BankCentral Bank of IndiaOriental Bank of Commerce
Bank of BarodaCorporation BankPunjab National Bank
Bank of IndiaDena BankPunjab & Sind Bank
Bank of MaharashtraIndian BankSyndicate Bank
UCO BankUnion Bank of IndiaUnited Bank of India
Vijaya Bank
  • Educational Qualification : Graduation Degree from a University recognized by the Government of India. 
  • Age Eligibility                         : Minimum age is 20 years and maximum age is 28 years
  • Nationality / Citizenship of Applicants : Candidates applying for IBPS CWE/Bank PO Examination should be one of the following:
                 1. Citizen of India
                 2. A subject of Nepal or Bhutan.
                 3. Tibetan Refugee who came to India before 1st January 1962 with the intention of permanent settlement
                 4. Person of Indian Origin (PIO) who has migrated from Burma, Pakistan, Sri Lanka, Vietnam or East African countries of
                      Zaire, Kenya, Tanzania, Uganda, Zambia, Ethiopia, Malawi, with the intention of permanent settlement in India 
  • Age Relaxation 
    Scheduled Caste/Scheduled Tribe (SC/ST)5 years
    Other Backward Classes (OBC Non-Creamy Layer)3 years
    Persons with Disabilities (PWD)10 years
    Ex-Servicemen/Disabled Ex-ServicemanThe actual period of service rendered in the defense forces +3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to a maximum age limit of 50 years
  • The schedule of the exam is mentioned below: 
    ACTIVITYImportant Dates
    Application Start Dates5th August 2020 (tentative)
    Application End Dates26th August 2020
    Download of Call Letter22nd September, 2020
    Online Preliminary Exam03.10.2020, 10.10.2020, 11.10.2020,
    Prelims Result & Call Letter for MainsOctober 2020
    Online Mains Exam DateDecember 2020
    Provisional AllotmentApril 1, 2021
  • As soon as the official notification for IBPS PO 2019 Recruitment will be released, the application process will be initiated soon after. The IBPS PO application process will be online and therefore you will have to make sure that you use one of the supported browsers to avoid any errors. The complete application process will be done in few simple steps:

                1. Visit official website of IBPS and register yourself by clicking on “New Registration” tab.
                2. You will have to upload your scanned photograph and signature according to the mentioned specifications.
                3. Fill up your complete details in the application form thereafter including your educational, professional and other details.
                     Make sure the details are all correct and verified. Submit your verified application form and move to the final step.
               4. After all the details have been entered, the application will get completed only after the application fee will be paid which
                    will be done in online mode. You will have to choose one of the online payment options and submit the exam fee.
               5. Click on “Final Submit”.

  • Without the submission of application fee, the IBPS PO 2019 application process will not be considered complete. The fee amount may vary according to the different categories of candidates. The fee will have to be paid online.
  • Application fee for General and OBC candidates is Rs. 600 and application fee of Rs. 100 for SC, ST, PwD and Ex-S candidates.
  • Category wise Cut Off Marks 2018-2019 (Out of 100) : 
    Name of the TestCutoff Score 
    SC/ ST/ OBC/ PWDGeneral
    English Language5.58.75
    Reasoning Ability5.259
    Quantitative Aptitude4.757.75
  • IBPS PO overall Category-wise Cut Off for Prelims 2018: 
    Name of CategoryCut-off Score (Out of 100)
    OC (Orthopaedically Challenged)42.75
    HI (Hearing Impaired16.5
    VI (Visually Impaired)38.75
    ID (Intellectual Disability)17
  • IBPS PO Mains Section-wise Cut off: 
    Name of the Section Maximum MarksCutoff Marks 
    SC/ ST/ OBC/ PWDGeneral
    Objective TestEnglish Language407.511.25
    Reasoning Ability & Computer Aptitude607.510.25
    Data Analysis & Interpretation602.254.5
    General/ Economy/ Banking Awareness4058
    Descriptive TestEnglish Language258.7510
  • IBPS PO Overall Category-wise Cut off for mains 2018 : 
    Name of the CategoryTotal Cutoff Score (Out of 225)
    HI (Hearing Impaired)42.63
    OC (Orthopedically Challenged)53.25
    VI (Visually Impaired)66.88
    ID (Intellectual Disability)37
  • Following stages are involved in the selection procedure of IBPS PO –
    Preliminary Exam : The preliminary exam is of qualifying in nature, marks of prelims won’t be added for the final selection. Only you have to secure minimum qualifying marks in each subject to be qualified for the next stage of selection.
    Mains Exam : If you are able to score the minimum & the overall cut off in this stage, then only you will be called for the last stage of selection. Marks of this stage will be considered for the final selection.
    Interview : Interview is face to face round, where you will be asked questions directly by the panel members and will be shortlisted for the final selection accordingly.
  • Prelims
    Name of SubjectNumber of QuestionsMaximum MarksDuration
    English Language303020 minutes
    Reasoning Ability353520 minutes
    Numerical Ability353520 minutes
  • Mains :
    Name of TestsNo. of Qs.Max. MarksTime
    General English404035 minutes
    Reasoning Ability & Computer Aptitude506045 minutes
    Quantitative Aptitude505045 minutes
    General/Financial Awareness505035 minutes
    Total190200160 minutes
    English language(essay & letter writing)22530mins
  • There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate; there will be no penalty for that question.
  • Prelims :
  • English Language:
    – Comprehension Passage
    – Spellings/Detecting miss-spelt words
    – Fill in the Blanks
    – Spot the Error
    – Antonyms
    – Synonyms/Homonyms Idioms & Phrases
    – One word substitution
    – Improvement of Sentences
    – Active/Passive Voice of Verbs
    – Shuffling of Sentences in a passage
    – Conversion into Direct/Indirect narration
    – Shuffling of Sentence parts
    – Cloze Passage
  • Numerical Ability:
    – Simplifications
    – Roots & Averages
    – Surds & Indices
    – Percentages
    – Profit & Loss
    – Ratio & Proportion
    – Partner ship
    – Chain rule
    – Time & work
    – Pipes & Cisterns
    – Time & Distances
    – Problems on trains
    – Boats & streams
    – Allegation & mixtures
    – Simple Interest
    – Compound interest
    – Stocks & Shares
    – Clocks & algorithms
    – Mensuration
    – Volume & surface area
    – permutations & combinations
    – heights & distances
  • Reasoning Ability:
    – Directions & Arrangements (Circular Arrangements)
    – Codes (Sentence Coding)
    – Critical Reasoning
    – Syllogism
    – Analogies (Meaning Based + Logical)
    – Data Sufficiency
    – Sequential Output Tracing
    – Visual Reasoning
  • Mains:
  • General / Financial Awareness
    – General Awareness: Knowledge of current events, sports, history, geography, culture, Indian constitution, news about technology & research, news on India and its neighbouring countries.
    – Financial Awareness: Marketing Aptitude, Economy, Banking & Finance.
  • General English
    – Vocabulary
    – Synonyms
    – Antonyms
    – Word formation
    – Sentence completion
    – Comprehension
    – Theme detection
    – Deriving conclusions
    – Passage completion
    – Error detection
    – Passage correction
    – Sentence correction
    – Spelling
    – Grammar
    – Idiom
    – Phrases
  • Quantitative Aptitude
    – Roots & Averages
    – Number system
    – Simplifications
    – Surds & Indices
    – Ratio & Proportion
    – Allegation & Mixtures
    – Percentages
    – Profit & Loss
    – Partnership
    – Chain Rule
    – Time & Work
    – Pipes & Cisterns
    – Time & Distances
    – Problems on Trains
    – Boats & Streams
    – Simple Interest
    – Compound Interest
    – Stocks & Shares
    – Clocks & Algorithms
    – Volume & Surface Area
    – Mensuration
    – Heights & Distances
    – Permutations & Combinations
    – Data Integration – Line Graphs, Bar Graphs, Pie Charts, Tabulation
  • Reasoning Ability
    – Analogy, Coding & Decoding, Blood relations, Sitting arrangements, Series completion, Syllogisms, Decision making, Statement reasoning, Analogy, Series completion, Classification.
  • Computer Knowledge
    – Computer Hardware, Operating System Concepts, Shortcut keys, MS Word, Excel, MS Power Point, Access, Internet & Networks, Basic Security Concepts, Latest Technologies.
  • Letter Writing: You can ask to write the formal, semi-formal or informal letter based on general topics, current affairs & banking awareness.
  • Essay Writing: Essay writing basically is a long article that can be asked on any random topic, especially on the topics related to current affairs/issues, or the issues that are bringing everybody’s attention lately.