Banking Exam PCI20II2528 Welcome to your Banking Exam PCI20II2528 Name Email DIRECTIONS (Qs. 1-3): Line chart given below shows expense of five persons (in %) out of total income of two months. Income of persons is same in both months. Find the difference between income of Dev and Erin?(I) Difference between expense of ‘Dev’ in September and saving of ‘Erin’ in June is 3200.(II) Difference between Saving of ‘Dev’ in June and Expense of ‘Erin’ in september is 8000. (a) Statement (I) alone is sufficient to answer the question but statement (II) alone is not sufficient to answer the question. (b) Statement (II) alone is sufficient to answer the question but statement (I) alone is not sufficient to answer the question. (c) Both the statements taken together are necessary to answer the questions, but neither of the statements alone is sufficient to answer the question. (d) Either statement (I) or statement (II) by itself is sufficient to answer the question. (e) Statements (I) and (II) taken together are not sufficient to answer the question. None 2. Average saving of ‘Chand’ in both months is 19,200 while Ali’s income is 20% more than Chand’s income. Find expense of ‘Ali’ in the month of September (a) 9600 (b) 19200 (c) 38400 (d) 24000 (e) 28800 None 3. ‘Billu’ invested some amount of his saving in PPF account in September. Find the amount invested by ‘Billu’ in PPF account? (I) Amount invested by ‘Billu’ in PPF is 62.5% less than amount expend by ‘Billu’ in June while difference between amount expended by ‘Billu’ in September and June is 16,000.(II) Billu’ invested 37.5% of his saving in PPF account while difference between saving of ‘Billu’ in September and June is 16,000. (a) Statement (I) alone is sufficient to answer the question but statement (II) alone is not sufficient to answer the question. (b) Statement (II) alone is sufficient to answer the question but statement (I) alone is not sufficient to answer the question. (c) Both the statements taken together are necessary to answer the question, but neither of the statements alone is sufficient to answer the question. (d) Either statement (I) or statement (II) by itself is sufficient to answer the question. (e) Statements (I) and (II) taken together are not sufficient to answer the question. None DIRECTIONS (Qs. 1-5): Study the following information carefully and answer the questions given below. Fouteen people E, F, G, H, I, J, K, L, M, N, O, P, Q and R are sitting in two parallel rows containing seven people in each row, in such a way that there is an equal distance between adjacent persons. The persons who are seated in row 1 facing sourth, and the persons who are seated in row 2 facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row, but not necessarily in the same order. Neither Q nor N sits immediately next ot F. P faces the one who sits one of the middles of the row. H sits on one of the extreme ends but not immediate neighbour of O. N does not face immediate neighbours of G. There are more than one persons between E and O who does not sit on one of the extreme ends. There is no one between M and G who does not face O. There is one person between K and I and none of them sits immediately next to E. There are more than one persons between P and J. There are two persons between P and F who sits second to the left of R. E faces R but does not face North direction. J does not face K.1. Who among the following faces G? (a) N (b) E (c) K (d) I (e) H None 2. How many persons are sitting between M and L? Fouteen people E, F, G, H, I, J, K, L, M, N, O, P, Q and R are sitting in two parallel rows containing seven people in each row, in such a way that there is an equal distance between adjacent persons. The persons who are seated in row 1 facing sourth, and the persons who are seated in row 2 facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row, but not necessarily in the same order. Neither Q nor N sits immediately next ot F. P faces the one who sits one of the middles of the row. H sits on one of the extreme ends but not immediate neighbour of O. N does not face immediate neighbours of G. There are more than one persons between E and O who does not sit on one of the extreme ends. There is no one between M and G who does not face O. There is one person between K and I and none of them sits immediately next to E. There are more than one persons between P and J. There are two persons between P and F who sits second to the left of R. E faces R but does not face North direction. J does not face K. (a) One (b) Two (c) Three (d) Four (e) Five None 3. What is the position of J with respect to M? Fouteen people E, F, G, H, I, J, K, L, M, N, O, P, Q and R are sitting in two parallel rows containing seven people in each row, in such a way that there is an equal distance between adjacent persons. The persons who are seated in row 1 facing sourth, and the persons who are seated in row 2 facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row, but not necessarily in the same order. Neither Q nor N sits immediately next ot F. P faces the one who sits one of the middles of the row. H sits on one of the extreme ends but not immediate neighbour of O. N does not face immediate neighbours of G. There are more than one persons between E and O who does not sit on one of the extreme ends. There is no one between M and G who does not face O. There is one person between K and I and none of them sits immediately next to E. There are more than one persons between P and J. There are two persons between P and F who sits second to the left of R. E faces R but does not face North direction. J does not face K. (a) 3rd to the right (b) Immediate left (c) 2nd to the left (d) Immediate right (e) 3rd to the left None 4. How many persons sit between H and O? Fouteen people E, F, G, H, I, J, K, L, M, N, O, P, Q and R are sitting in two parallel rows containing seven people in each row, in such a way that there is an equal distance between adjacent persons. The persons who are seated in row 1 facing sourth, and the persons who are seated in row 2 facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row, but not necessarily in the same order. Neither Q nor N sits immediately next ot F. P faces the one who sits one of the middles of the row. H sits on one of the extreme ends but not immediate neighbour of O. N does not face immediate neighbours of G. There are more than one persons between E and O who does not sit on one of the extreme ends. There is no one between M and G who does not face O. There is one person between K and I and none of them sits immediately next to E. There are more than one persons between P and J. There are two persons between P and F who sits second to the left of R. E faces R but does not face North direction. J does not face K. (a) Two (b) Three (c) One (d) Five (e) Four None 5. Who among the following sits at any of the end? Fouteen people E, F, G, H, I, J, K, L, M, N, O, P, Q and R are sitting in two parallel rows containing seven people in each row, in such a way that there is an equal distance between adjacent persons. The persons who are seated in row 1 facing sourth, and the persons who are seated in row 2 facing north. Therefore, in the given seating arrangement each member seated in a row faces another member of the other row, but not necessarily in the same order. Neither Q nor N sits immediately next ot F. P faces the one who sits one of the middles of the row. H sits on one of the extreme ends but not immediate neighbour of O. N does not face immediate neighbours of G. There are more than one persons between E and O who does not sit on one of the extreme ends. There is no one between M and G who does not face O. There is one person between K and I and none of them sits immediately next to E. There are more than one persons between P and J. There are two persons between P and F who sits second to the left of R. E faces R but does not face North direction. J does not face K. (a) N (b) E (c) P d) G (e) J None DIRECTIONS (Qs. 1-4): In the given passage, some of the words have been left out. Fill in the blanks with the help of the alternatives given. The scenario (1) dramatically today. We have the (2) of powerful internet monopolies that are much bigger (3) the telcos. Not surprisingly, these companies now see the (4) ofmonopoly. They would like to combine with telcos to create monopolies for their platforms, ensuring that they control the future of the internet and freeze their competition (5). (a) change (b) had changed (c) has changed (d) changing (e) ever changed None 2 . The scenario (1) dramatically today. We have the (2) of powerful internet monopolies that are much bigger (3) the telcos. Not surprisingly, these companies now see the (4) of monopoly. They would like to combine with telcos to create monopolies for their platforms, ensuring that they control the future of the internet and freeze their competition (5). (a) emerging (b) emerge (c) emergence (d) emergency (e) will emerge None 3 . The scenario (1) dramatically today. We have the (2) of powerful internet monopolies that are much bigger (3) the telcos. Not surprisingly, these companies now see the (4) of monopoly. They would like to combine with telcos to create monopolies for their platforms, ensuring that they control the future of the internet and freeze their competition (5). (a) then (b) than (c) to (d) too (e) access None 4 . The scenario (1) dramatically today. We have the (2) of powerful internet monopolies that are much bigger (3) the telcos. Not surprisingly, these companies now see the (4) of monopoly. They would like to combine with telcos to create monopolies for their platforms, ensuring that they control the future of the internet and freeze their competition (5). (a) virtues (b) respectability (c) trust (d) innocence (e) insane None DIRECTIONS (Qs. 1-5): Read the following passage carefully and answers the questions given below it. Certain words are given in bold to help you locate them while answering some of the questions. Simple definition of On Line Shopping or Shopping on the Web is enabling you to buy and sell through your computer on -line using Web or Internet environment. One reason people like without a salesperson because you can browse inside the shop for number of hours at your leisure time without a salesperson peering over the shoulder and making unwanted recommendations. As a customer, we may find this approach convenient and less time consuming, but how does this affectthe economy as a whole? Is it safe to pay credit card online? Is buying and selling products over the internet considered as a risky business for merchants? Is the Web going to replace oldfashioned stores? Is virtual shopping really is better than the real thing? Cyberspace is a vast territory where computers meet and exchange information. In this 21st century, cyberspace has already to your computer will look you into wealth of goods and services. In your home, modern box attached to your computer will look you into wealth of goods and services. Not only does it allow you to talk to your friends on the other side of the world, but also allows you to watch a movie, buy airline tickets, pay bills and even get cash, People in developed countries like U.S. and Canada have already started using On Line Shopping as a routine mode of their purchasing goods and services. Internet shoppers still believe that there is no secure and convenient way of payingon the Internet. Consumers are concerned with two main security fears. They are worried that their credit card information is jeopardizing while travelling over the net. They also express concern over data privacy whereby the vendors and blanking institutions can tamper with the data and easily record their purchasing habits. These fears over privacy and security have kept E- Commerce from taking off.1. What does the passage imply by the word 'Virtual shopping'? (a) shopping widely (b) shopping spree (c) literal shopping (d) net shopping (e) a wider perspective of e-com. None 2 . Simple definition of On Line Shopping or Shopping on the Web is enabling you to buy and sell through your computer on -line using Web or Internet environment. One reason people like without a salesperson because you can browse inside the shop for number of hours at your leisure time without a salesperson peering over the shoulder and making unwanted recommendations. As a customer, we may find this approach convenient and less time consuming, but how does this affectthe economy as a whole? Is it safe to pay credit card online? Is buying and selling products over the internet considered as a risky business for merchants? Is the Web going to replace oldfashioned stores? Is virtual shopping really is better than the real thing? Cyberspace is a vast territory where computers meet and exchange information. In this 21st century, cyberspace has already to your computer will look you into wealth of goods and services. In your home, modern box attached to your computer will look you into wealth of goods and services. Not only does it allow you to talk to your friends on the other side of the world, but also allows you to watch a movie, buy airline tickets, pay bills and even get cash, People in developed countries like U.S. and Canada have already started using On Line Shopping as a routine mode of their purchasing goods and services. Internet shoppers still believe that there is no secure and convenient way of payingon the Internet. Consumers are concerned with two main security fears. They are worried that their credit card information is jeopardizing while travelling over the net. They also express concern over data privacy whereby the vendors and blanking institutions can tamper with the data and easily record their purchasing habits. These fears over privacy and security have kept E- Commerce from taking off.2 . Why is it risky to pay online? (a) It reveals the identity of the buyer (b) It intrudes upon the privacy of the buyer (c) The buyer is apprehensive of his credit card details going over the net (d) The merchants may record the buyer's purchasing habits. (e) None of these None 3 . Simple definition of On Line Shopping or Shopping on the Web is enabling you to buy and sell through your computer on -line using Web or Internet environment. One reason people like without a salesperson because you can browse inside the shop for number of hours at your leisure time without a salesperson peering over the shoulder and making unwanted recommendations. As a customer, we may find this approach convenient and less time consuming, but how does this affectthe economy as a whole? Is it safe to pay credit card online? Is buying and selling products over the internet considered as a risky business for merchants? Is the Web going to replace oldfashioned stores? Is virtual shopping really is better than the real thing? Cyberspace is a vast territory where computers meet and exchange information. In this 21st century, cyberspace has already to your computer will look you into wealth of goods and services. In your home, modern box attached to your computer will look you into wealth of goods and services. Not only does it allow you to talk to your friends on the other side of the world, but also allows you to watch a movie, buy airline tickets, pay bills and even get cash, People in developed countries like U.S. and Canada have already started using On Line Shopping as a routine mode of their purchasing goods and services. Internet shoppers still believe that there is no secure and convenient way of payingon the Internet. Consumers are concerned with two main security fears. They are worried that their credit card information is jeopardizing while travelling over the net. They also express concern over data privacy whereby the vendors and blanking institutions can tamper with the data and easily record their purchasing habits. These fears over privacy and security have kept E- Commerce from taking off.3. Which of the following statement is/are TRUE?(A) Cyberspace has opened an immense wealth of services but has affected the economy too.(B) Data privacy is no longer a thing of the past. (C) People in developing countries use online shopping as a routine mode (a) Only A (b) Only B and C (c) A, B and C (d) Only C (e) None of these None 4 . Simple definition of On Line Shopping or Shopping on the Web is enabling you to buy and sell through your computer on -line using Web or Internet environment. One reason people like without a salesperson because you can browse inside the shop for number of hours at your leisure time without a salesperson peering over the shoulder and making unwanted recommendations. As a customer, we may find this approach convenient and less time consuming, but how does this affectthe economy as a whole? Is it safe to pay credit card online? Is buying and selling products over the internet considered as a risky business for merchants? Is the Web going to replace oldfashioned stores? Is virtual shopping really is better than the real thing? Cyberspace is a vast territory where computers meet and exchange information. In this 21st century, cyberspace has already to your computer will look you into wealth of goods and services. In your home, modern box attached to your computer will look you into wealth of goods and services. Not only does it allow you to talk to your friends on the other side of the world, but also allows you to watch a movie, buy airline tickets, pay bills and even get cash, People in developed countries like U.S. and Canada have already started using On Line Shopping as a routine mode of their purchasing goods and services. Internet shoppers still believe that there is no secure and convenient way of payingon the Internet. Consumers are concerned with two main security fears. They are worried that their credit card information is jeopardizing while travelling over the net. They also express concern over data privacy whereby the vendors and blanking institutions can tamper with the data and easily record their purchasing habits. These fears over privacy and security have kept E- Commerce from taking off.4. What is the authors view regarding shopping on the web? (a) shopping on the net makes the buyers wary of financial transactions. (b) shopping in the stores is on obsolete idea (c) Net shopping has affected our economy on the whole (d) Payment by credit card easily outnumbers cash transactions. (e) All of the above None 5 . Simple definition of On Line Shopping or Shopping on the Web is enabling you to buy and sell through your computer on -line using Web or Internet environment. One reason people like without a salesperson because you can browse inside the shop for number of hours at your leisure time without a salesperson peering over the shoulder and making unwanted recommendations. As a customer, we may find this approach convenient and less time consuming, but how does this affectthe economy as a whole? Is it safe to pay credit card online? Is buying and selling products over the internet considered as a risky business for merchants? Is the Web going to replace oldfashioned stores? Is virtual shopping really is better than the real thing? Cyberspace is a vast territory where computers meet and exchange information. In this 21st century, cyberspace has already to your computer will look you into wealth of goods and services. In your home, modern box attached to your computer will look you into wealth of goods and services. Not only does it allow you to talk to your friends on the other side of the world, but also allows you to watch a movie, buy airline tickets, pay bills and even get cash, People in developed countries like U.S. and Canada have already started using On Line Shopping as a routine mode of their purchasing goods and services. Internet shoppers still believe that there is no secure and convenient way of payingon the Internet. Consumers are concerned with two main security fears. They are worried that their credit card information is jeopardizing while travelling over the net. They also express concern over data privacy whereby the vendors and blanking institutions can tamper with the data and easily record their purchasing habits. These fears over privacy and security have kept E- Commerce from taking off.5 . Why has online shopping caught on so much in the U.S.A. and Canada? (a) The developed countries can well afford to indulge in such luxuries (b) The pace of life is superfast in these countries (c) Virtual shoppers need not hide their credit card information. (d) Banks etc do not tamper with the financial details of the net-shoppers (e) None of these None DIRECTIONS : Four or more sentences are given below. They need to be arranged in a logical order to form a coherent paragraph/ passage. From the given options, choose the most appropriate option. 1. Farm workers (P)/ spend (Q)/ outdoors (R)/ most of their time (S).The proper sequence should be (a) PRQS (b) PRQS (c) PQSR (d) RPQS (e) SQRP None 2 . He (P)/ shuffled the papers (Q)/ in a drawer (R)/ together (S) The proper sequence should be (a) PQSR (b) PQRS (c) PSQR (d) RSPQ (e) RPSQ None